BSDB Management – Concourse Rehab & Nursing Center

Transamerica Voluntary Benefits Open Enrollment

Monday, October 30th – Friday, November 10th, 2023

As an employee of BSDB Management – Concourse Rehab & Nursing Center, you are eligible to participate in our Voluntary Benefits Program. Voluntary Benefits are offered to help address the individual needs of you and your family with advantages that otherwise might not be available to you on your own. Your voluntary benefit offerings are designed to complement your benefits package and provide additional security for you and your family.

NEW HIRES (hired after 11/01/22): Acceptance is Guaranteed (No medical questions); therefore it is required to meet with a Representative on 10/30/23 to ACCEPT or WAIVE the benefits.

All Employees: This is your opportunity to obtain Transamerica Life, Disability and Accident coverage! Please plan to meet with a representative onsite on 10/30/23 to obtain further information, ask questions and enroll if you choose to do so. After the 30th, you may contact Premier Worksites Customer Service at (866) 463-8808, option 4.

What do you get?

Options: You may choose your level of coverage; one that both fits your needs and is easy on your paycheck. Your decision will not change the benefits being provided under any employer-sponsored benefit program.
Convenience: Voluntary benefits are paid through the convenience of payroll deduction
Acceptance: In many cases, you and immediate family members will have a better opportunity to obtain coverage through this offering than you would on your own, especially if any medical conditions or concerns are present.
Portability: Many of these programs may be taken with your with no change in premium or benefit if you leave employment or retire.

Permanent Life Insurance

Life Insurance helps take care of your loved one’s immediate and future financial needs following your death.  Immediate needs can include burial/funeral expenses, uninsured medical costs and current bills and debts.  Future needs could include income replacement, education plans, ongoing family obligations, emergency funds, and retirement expenses.

Protection for Life – It doesn’t expire or goes down in value
Level Premiums – The rate you pay for your policy will never increase
Cash Value – A portion of your premium builds cash value which can be borrowed against
Guaranteed Death Benefit – The amount your loved ones receive is guaranteed

Disability Insurance 

Could you survive if you were suddenly left without a paycheck? How would you pay your mortgage/rent, utilities, car insurance, car payments, food and other living expenses? Disability Insurance provides you with cash to protect your lifestyle when out of work due to an accident or illness.

  • Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire*
  • Offers income protection to help cover monthly expenses (i.e. mortgage or rent, utilities, car payments, etc…)
    if you’re unable to work because of a total disability due to illness or injury

Accident Insurance

Unexpected accidents can also mean unexpected out-of-pocket expenses. Hospital stays, medical or surgical treatments, dislocations or fractures, and transportation by ambulance can add up quickly and be very costly. Accident Insurance can help with some of these expenses so your finances can remain healthy.

  • Guaranteed Acceptance – you may qualify for coverage regardless of health
  • Benefits are paid directly to you – use the money however you see fit
  • Coverage is available to you, your spouse and dependent children
  • On and off the job coverage

Premier Worksite Benefits
P: (866) 463-8808, Option 4
Mon-Fri 9am-4pm EST