Voluntary Benefits Open Enrollment: 1/25/24 & 1/26/24
As a member of USW Local 448 at Kimberly Clark, you are eligible to participate in our Voluntary Benefits Program. Voluntary Benefits are offered to help address the individual needs of you and your family with advantages that otherwise might not be available to you on your own. Your voluntary benefit offerings are designed to complement your benefits package and provide additional security for you and your family.
A Premier Worksite Benefits representative will be onsite, on the following dates/times, in the Safety & Environmental Conference Room to explain these valuable benefits, answer questions and enroll those who wish to participate.
Thursday, January 25th & Friday, January 26th, 2024: 9am—2pm and 5pm—8pm
All Amalgamated Disability Policyholders: This is your opportunity to compare coverage and cost (lower premium payments through Unum).
Benefits are available to eligible Union Members through the convenience of premium deduction from your Checking Account and may be continued if you leave employment or retire – you will need to provide account and routing number along with a VOIDED check (if participating).
What do you get?
Options: You may choose your level of coverage; one that both fits your needs and is easy on your paycheck. Your decision will not change the benefits being provided under any employer-sponsored benefit program.
Convenience: Voluntary benefits are paid through the convenience of payroll deduction
Acceptance: In many cases, you and immediate family members will have a better opportunity to obtain coverage through this offering than you would on your own, especially if any medical conditions or concerns are present.
Portability: Many of these programs may be taken with you with no change in premium or benefit if you leave employment or retire.
Permanent Life Insurance
Life Insurance helps take care of your loved one’s immediate and future financial needs following your death. Immediate needs can include burial/funeral expenses, uninsured medical costs and current bills and debts. Future needs could include income replacement, education plans, ongoing family obligations, emergency funds, and retirement expenses.
As people move through the stages of life, certain factors dictate the type of life insurance they need. During working years, an employer may provide Term Life insurance, but the Unum Whole Life product is designed to last for the remainder of your life and can help give peace of mind because the money you spend builds cash value that you can use later in life or add to the term benefit payout. The graph below illustrates the need for term and permanent whole life insurance throughout the various stages of life.
Could you survive if you were suddenly left without a paycheck? How would you pay your mortgage/rent, utilities, car insurance, car payments, food and other living expenses? Disability Insurance provides you with cash to protect your lifestyle when out of work due to an accident or illness.
- Just over 1 in 4 of today’s 20-year-olds will become disabled before they retire
- Offers income protection to help cover monthly expenses (i.e. mortgage or rent, utilities, car payments, etc…) if you’re unable to work because of a total disability due to illness or injury