Unum Login Instructions:
Create a NEW Logon ID and Password for the 2025 enrollment, as prior year’s login ID and Password will not work.
ENTER: Last Name, Last 4 digits of SS# & Date of Birth (mm/dd/yyyy) on the enroller page
2026 Unum Benefits Open Enrollment: April 6th - May 1st
As an employee of DONJON MARINE CO INC., you are eligible to participate in our Voluntary Benefits Program. Voluntary Benefits are offered to help address the individual needs of you and your family with advantages that otherwise might not be available to you on your own. Your voluntary benefit offerings are designed to complement your benefits package and provide additional security for you and your family.
New Hires (hired after xx/xx/xx): Benefits are offered Guaranteed Acceptance (No Medical Questions) regardless of health history; therefore, it is required for you to meet with a representative to Accept or Waive the programs.
Benefits are payroll deducted and may be continued should you retire or leave employment.
What do you get?
Options: You may choose your level of coverage; one that both fits your needs and is easy on your paycheck. Your decision will not change the benefits being provided under any employer-sponsored benefit program.
Convenience: Voluntary benefits are paid through the convenience of payroll deduction
Acceptance: In many cases, you and immediate family members will have a better opportunity to obtain coverage through this offering than you would on your own, especially if any medical conditions or concerns are present.
Portability: Many of these programs may be taken with your with no change in premium or benefit if you leave employment or retire.
Permanent Life Insurance
Life Insurance helps take care of your loved one’s immediate and future financial needs following your death. Immediate needs can include burial/funeral expenses, uninsured medical costs and current bills and debts. Future needs could include income replacement, education plans, ongoing family obligations, emergency funds, and retirement expenses.
As people move through the stages of life, certain factors dictate the type of life insurance they need. During working years, an employer may provide Term Life insurance, but the Unum Whole Life product is designed to last for the remainder of your life and can help give peace of mind because the money you spend builds cash value that you can use later in life or add to the term benefit payout. The graph below illustrates the need for term and permanent whole life insurance throughout the various stages of life.
Disability Insurance
Could you survive if you were suddenly left without a paycheck? How would you pay your mortgage/rent, utilities, car insurance, car payments, food and other living expenses? Disability Insurance provides you with cash to protect your lifestyle when out of work due to an accident or illness.
- Paycheck Protection – you choose a monthly benefit to supplement loss income should you become sick or injured and cannot work.
- Helps cover monthly expenses – Such as mortgage or rent, utilities, car payments, medical costs, etc…
Accident Insurance
Unexpected accidents can also mean unexpected out-of-pocket expenses. Hospital stays, medical or surgical treatments, dislocations or fractures, and transportation by ambulance can add up quickly and be very costly. Accident Insurance can help with some of these expenses so your finances can remain healthy.
- Get Hurt; Get Paid! – Benefits are paid directly to you; use the money however you see fit
- Helps cover out-of-pocket expenses – Benefits are paid out for incidents related to an accident
- On-or-Off the job injuries – 24 hour accident coverage
- Guaranteed Acceptance – Employee, Spouse & Dependent Children benefit options offered regardless of health history
Benefits include (but are not limited to):
Ambulance: $400
ER Treatment: $150
Hospital Admission: $1,000/admission
Hospital Confinement: up to $200/day (up to 365 days)
Dislocation: up to $6,000
Fracture: up to $7,500
Physical Therapy: $25/visit (up to 10/accident)
Burns: up to $10,000
And many more (see policy for full description of coverage)
Critical Illness Insurance
No one knows what lies ahead on the road of life. Will you suffer a stroke, a heart attack or be diagnosed with cancer? The signs pointing to a critical illness are not always clear and may not be preventable, but Critical Illness Insurance can help offer financial protection in the event you are diagnosed.
- Covers major illnesses – such as heart attack, stroke, major organ transplant permanent paralysis due to a covered accident, end-stage renal (kidney) failure, and coronary artery bypass surgery (pays 25% of lump-sum benefit)
- Cancer benefit – covers cancer and carcinoma in situ (pays 25% of lump-sum benefit)
- Paid regardless of ability to work – The payment is made in a tax-free lump sum and is not linked to your ability/inability to work
- Use the money for any purpose – You choose what you want to do with the money
- Health Screening Benefit – (covered health screening tests) – $50 per covered person/calendar year
Hospital Indemnity Insurance
Visits and stays at a hospital can be costly. A Hospital Indemnity Plan can complement your medical coverage by helping to ease the financial impact of a hospitalization.
- Lump-sum cash benefit paid directly to you
- No deductible to meet to receive benefits
- No networks – freedom to choose your provider
- $1,000 for each covered hospital admission/per year
- $50 for each day of your covered hospital stay (up to 60 days/calendar year)
Premier Worksite Benefits
P: (866) 463-8808, Option 4
Mon-Fri 9am-4pm EST
support@premierworksite.com