2026 Open Enrollment: 4/27/2026 – 5/15/2026
As an employee of AMALGAMATED LIFE, you may be eligible to participate in our Voluntary Benefits Program. Voluntary Benefits are offered to help address the individual needs of you and your family with advantages that otherwise might not be available to you on your own. Your voluntary benefit offerings are designed to complement your benefits package and provide additional security for you and your family.
Benefits are offered Guaranteed Acceptance (no medical questions) regardless of health history; therefore, all employees are required to speak to a representative to ACCEPT or WAIVE the benefits (Benefits are payroll deducted and may be continued if you choose to leave employment or retire).
Our appointed service team, Premier Worksite Benefits, will be onsite to explain these valuable benefits, answer questions, provide rates and enroll those that choose to do so.
What do you get?
Options: You may choose your level of coverage; one that both fits your needs and is easy on your paycheck. Your decision will not change the benefits being provided under any employer-sponsored benefit program.
Convenience: Voluntary benefits are paid through the convenience of payroll deduction
Acceptance: In many cases, you and immediate family members may have a better opportunity to obtain coverage through this offering than you would on your own, especially if any medical conditions or concerns are present.
Portability: Many of these programs may be taken with your with no change in premium or benefit if you leave employment or retire.
Security Mutual Life Whole Life Insurance
Life Insurance helps take care of your loved one’s immediate and future financial needs following your death. Immediate needs can include burial/funeral expenses, uninsured medical costs, current bills and debts. Future needs could include income replacement, education plans, ongoing family obligations, emergency funds, and retirement expenses.
As people move through the stages of life, certain factors dictate the type of life insurance they need. During working years, an employer may provide Term Life insurance, but the Whole Life product is designed to last for the remainder of your life and can help give peace of mind because the money you spend builds cash value that you can use later in life or add to the term benefit payout.
- Guaranteed Issue up to $XX,XXX
- Whole Life for your Whole Family – Coverage is available to you, your spouse and dependent children & grandchildren
- Felixible Benefits – You choose the death benefit that fits your needs
- Convenient Premium Payment – Payroll deducted
- Continuing Insurance Protection – Once approved and payroll deductions have started, the policy is yours to keep regardless if you leave emploment (continue to pay premiums on your own)
- Guaranteed Cash Values – Payments of the scheduled premiums will produced cash value that can be used for any purpose
See brochure for details (Policy Form Nos. 2093-NY-3.75; ICC21-2093; Series 2093).
Security Mutual Life Insurance Company of New York
Security Mutual Building
100 Court Street
P.O. Box 1625
Binghamton, NY 13902
607.723.3551
www.smlny.com
NEW Amalgamated Life Term Life Insurance
Term life insurance provides a high value in terms of both financial protection and support in meeting financial needs. It’s often used as an income replacement, for instance, to cover mortgage, debts, college tuition, etc. When determining how much coverage to purchase, it is important to consider these factors and other financial obligations that might need to be covered if the insured’s income should suddenly end due to death.
- Guaranteed issue up to $XXX,XXX
- Available in face amounts from $5,000 to $300,000, not to exceed ten times your annual employment income
- Family Coverage (Spouse up to 50% of insured – max of $50,000; Child(ren) options: $5,000 or $10,000)
- Competitively-priced, guaranteed premium that does not increase during the policy term
- Level death benefit – 10 year term: a reduction schedule applies at age 70
- Portable – No change in the cost or coverage
- Supported by an easy claim filing process
- Accelerated Death Benefit that can pay up to 50% of the face amount – for life threatening illnesses of any illness that has a life expectancy of no more than 12 months (Insured and spouse)
- Accident Death & Dismemberment – pays additional benefits for an accidental loss of life or specific limb(s) (Insured, spouse and children)
See brochure for details (#W-PTL-M-2-20 Policy Form ALGLTP-18*).
Amalgamated Life Insurance Company
333 Westchester Avenue, White Plains, NY 10604
866.975.4089
www.amalgamatedbenefits.com
Amalgamated Life Accident Insurance
Unexpected accidents can also mean unexpected out-of-pocket expenses. Hospital stays, medical or surgical treatments, dislocations or fractures, and transportation by ambulance can add up quickly and be very costly. Accident Insurance can help with some of these expenses so your finances can remain healthy.
- Guaranteed Issue – No medical questions asked
- Guaranteed Renewable – Coverage remains in force for life as long as premiums are paid
- Coverage for Family – Insured, Spouse and dependent children
- Portability – Insured can keep benefits even with a change of jobs or retirement
- Level Premium – Rates do not increase with age
Cash benefits provide you with greater coverage options because you get to decide how to use them; for example, an accident occurs that results in you breaking your leg.
Some benefits you may be eligible for:
$150 Accident Emergency Treatment
$50 X-Ray (for diagnosis of broken leg)
$150 MRI
$675 Fracture (broken leg)
$100 Appliance (crutches)
$25 Accident Follow-up Doctor ($25 per visit, up to 1 per accident)
$150 Physical Therapy ($25/day for 6 days)
$1,150 of benefits paid to you in addition to other coverage you may may have with other insurance companies.
See brochures for details (NY – Policy Form: AMIACCP-14 (NY); NON-NY – Policy Form: AMIACCP-14)
Amalgamated Life Insurance Company
333 Westchester Avenue, White Plains, NY 10604
866.975.4089
www.amalgamatedbenefits.com
Amalgamated Life Critical Illness Insurance
No one knows what lies ahead on the road of life. Will you suffer a stroke, a heart attack or be diagnosed with cancer? The signs pointing to a critical illness are not always clear and may not be preventable, but Critical Illness Insurance can help offer financial protection in the event you are diagnosed.
- Face Amount – Up to $50,000 for you (50% of face amount for your spouse; 25% of face amount for your dependent children).
- Guaranteed Issue – Up to $15,000 for the employee.
- Cash Benefits – Paid directly to you or your family to use as you choose.
- Guaranteed Renewable – Coverage remains in force for life as long as premiums are paid.
- Portability – You can keep your benefits even with a change of jobs or retirement.
- Level Premium – Rates do not increase with age.
- Service – Timely and responsive claims service.
Critical Illness Features & Benefits:
See brochure for details (Policy Form AMICIP-13(NY)* M_IND_CI_NY_09-2021)
Amalgamated Life Insurance Company
333 Westchester Avenue, White Plains, NY 10604
866.975.4089
www.amalgamatedbenefits.com
To enroll & inquire about your coverage:
Premier Worksite Benefits
P: (866) 463-8808, Option 4
Mon-Fri 9am-4pm EST
support@premierworksite.com
For questions regarding Term Life, Disability & Accident Insurance payroll & claims:
Amalgamated Life
(866) 975-4089
Payroll: HR@amalgamatedbenefits.com
Claims: submitclaimforms@amalgamatedbenefits.com
For Whole Life claims:
Security Mutual Permanent Life Insurance
(888) 722-8645